Tag: risk
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How dangerous do people think covid actually is??
This morning I found myself in a coffee shop. Including myself, there were two middle-aged ladies behind the counter, a family two adults and a child in another corner, what can best be described as an ‘aul lad’ in the doorway, and three cyclists-mamils outside We got talking, as you do, and covid came up,…
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How do Credit Unions in Ireland view Brexit?
This morning I delivered a talk to the Credit Union Compliance Center Annual Conference. Part of the talk was on the results of short survey which they had issued to the risk and compliance officers of their 160 members.
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Post Brexit Game for Ireland – On Like Donkey Kong
So , what a momentous week this was. Ireland through to the second round of the Euro championships, revisiting the heady days of the 1988 one, which heralded a new era of self belief and might even have helped with the national psyche for the real tiger times. Oh, and Brexit. Followed by the certainty of…
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We need a holistic approach to regulating risk
This is a version of my column published in the Irish Examiner 29 March 2014. One thing we know from even a cursory study of economics and finance is that there are cycles. This time is rarely different. Sometimes the cycles are short, sometimes longer. But they are there. Regulators and officials contracted to mitigate…
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ESRC Seminar People Risk in Financial Services – Slides
The people risk symposium held yesterday was well attended, with about 75 delegates from a variety of financial and regulatory bodies. A general consensus was evident that financial services needs to be much more concerned about systems and their interlinkages, and to take on board more insights from anthropology, sociology, psychology etc. The proceedings were recorded…
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ESRC Seminar on People Risk in Financial Services – Final Running Order
The ESRC seminar series on people risk (being organized by this motley crew) rolls into Dublin next Wednesday. The final running order is as below. For more details and to register see here: REGISTER The seminar is free, and coffee/tea and a light lunch will be provided. Venue is Institute of Bankers, IFSC. 0945-1015 Registration…
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What do we know about People Risk in Financial Services?
Despite the harsh realities of the 2008 financial crisis, lessons are still being learnt and fines for misbehaviour in the sector continue to abound. As recently as February 2014 the Financial Conduct Authority issued its ‘largest ever’ fine of £30 million for product mis-selling to the insurance company HomeServe. Tracey McDermott,…
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The Best Little Country In …Which to Be At Risk of Poverty.
after the congratulations of the Forbes report on us being the best little country in the world in which to do business, here are two charts that might make us take pause… Both are from a new ESRI study. They are on relative poverty risk in the EU. It looks at what is called the…
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How tolerant or otherwise are irish adults in regard to financial risks? Evidence from a largescale survey
Short answer :they are tolerant, but it depends on a number of demographic and other factors. In particular, gender, age and the level of education matter. We also find little evidence of urban/rural divides in risk tolerance. This is to our knowledge the first benchmark survey of risk tolerance to be published for irish adults,…
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The best man for a job in finance is probably a woman
This post is an extended version of an opinion piece published on 17 March in the Irish Examiner:http://www.irishexaminer.com/business/women-are-the-stabilising-hand-in-finance-187420.html Last week we saw international women’s day, a day that in theory is devoted to the celebration of female achievement. It is celebrated as a public holiday in some countries, mainly those part of the ex soviet…